Looking for any driver van insurance? Whether you’re running a small business, managing a fleet, or just need multiple drivers to use your van, any driver van insurance offers flexible cover for a wide range of drivers – all under one policy. Compare quotes from top UK insurers and find the right cover in minutes.
What is Any Driver Van Insurance?
Any driver van insurance is a type of policy that allows any qualified driver to drive your van, rather than restricting cover to one or two named drivers. It’s ideal for businesses with multiple employees, courier services, delivery drivers, or families sharing one van.
This policy type offers maximum flexibility and is perfect when driver names may change frequently or when covering short-term drivers is important.
How Does It Differ from Standard Van Insurance?
Standard van insurance typically requires you to name each driver on the policy. If someone not listed drives your van and gets into an accident, the insurance won’t cover it.
In contrast, any driver van insurance allows all eligible drivers, usually over a certain age (commonly 25 or 30), to legally drive the van without needing to be individually named.
How our process works
We’ve worked hard to refine our process and keep it as quick, easy and simple as possible for our customers.
Types of Vans & Businesses Covered
Any driver van insurance can cover a wide range of vans and business uses, including:
- Courier vans
- Tradesperson vans (plumbers, electricians, etc.)
- Delivery services
- Removal companies
- Construction and contractor vans
- Fleet and logistics businesses
Cover is available for:
- Small vans
- Large panel vans
- Lutons and box vans
- Refrigerated vans
- Modified or specialist-use vans
Additional Van Cover Available
Enhance your policy with extra protection:
- Breakdown cover
- Tools and equipment cover
- Goods in transit insurance
- Public liability insurance
- Legal expenses
- European cover
These add-ons can provide peace of mind and protect your business assets.
What’s Not Covered?
While any driver insurance is comprehensive, it doesn’t cover:
- Drivers under the specified age limit (usually under 25 or 30)
- Drivers without a valid UK licence
- Personal belongings in the van
- Use of the van for criminal activity or racing
- Mechanical breakdowns (unless breakdown cover is added)
Are There Exclusions?
Yes, common exclusions include:
- High-performance or heavily modified vans
- Drivers with poor driving history or multiple claims
- Use outside the UK without specific cover
- Vans used for hazardous materials or high-risk deliveries
Always check the policy terms to avoid surprises.
How Much Does Any Driver Van Insurance Cost?
Any driver policies are generally more expensive than standard van insurance due to the broader level of risk. Costs vary based on:
- Driver age limits (under 25 increases the premium)
- Type and value of the van
- Business use classification
- Location and storage
- Claims and driving history
To get the best price, compare multiple quotes and consider limiting the cover to drivers over 25 or 30 where possible.
How to Compare Any Driver Van Insurance Quotes
- Use a comparison site or broker that specialises in commercial vehicle insurance.
- Enter your van details (make, model, usage, etc.).
- Set your driver parameters (minimum age, business use).
- Add any extras (tools, breakdown, etc.).
- Speak with a specialist for tailored advice.
Tip: Always check the small print – some policies claim to be “any driver” but still have age or experience restrictions.
